Panda Card("we","our" or "us") respects your privacy and is committed to protecting the personal information you provide when using our services. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application and website (collectively the "Service").

Full name
Email address
Phone number
Bank account details (for withdrawals)
Gift card codes and related transaction data
Government-issued ID (when required for identity verification)

Device information (model, OS, language)
IP address
Browser type
Network provider
App usage data
Referral and install sources

We use Adjust, a third-party analytics and attribution SDK. Adjust may collect:
Google Advertising ID (GAID) or Apple IDFA
IP address (anonymized)
Device type and OS version
App events and user interactions
Install and referral sources
Adjust Privacy Policy: https://www.adjust.com/terms/privacy-policy/

To verify and process gift card transactions
To process withdrawals to bank accounts
To improve customer service
To detect and prevent fraud
To comply with legal obligations
To analyze user behavior and improve services (via Adjust)

We may use cookies or similar technologies to personalize your experience. You can disable cookies in your browser settings.

We use encryption, firewalls, and secure servers to protect your data. 2-Factor Authentication (2FA) is enabled for sensitive operations.

We do not sell or rent your information. We only share it with trusted service providers for payment processing, analytics, or compliance purposes.

Request, update, or delete your data
Opt out of marketing emails
Request data export or erasure

We do not knowingly collect personal data from children under 13. Please contact us if you believe a child has submitted data.

Your data may be stored in countries with different data protection laws. By using our Service, you consent to such transfers.

We may update this Privacy Policy at any time. We will notify you by updating the date above and posting it on our site.

If you have any questions, contact us at:

We do not collect or share personal or sensitive information without user consent.

To help you quickly establish referral relationships, our application may access your clipboard in the following circumstances:

When you copy an invitation code, the application checks clipboard content for valid invitation code formats to help you quickly establish referral relationships.

Clipboard content is analyzed locally on your device. We only extract invitation code information and do not collect or upload other clipboard content.

You can disable clipboard access at any time in your system settings. If disabled, you can still manually enter invitation codes to complete the referral process.

We are committed to only recognizing invitation code formats. We do not read or store other clipboard content, including sensitive data such as passwords or personal information.